Bankruptcy Law

Bankruptcy Services

Job loss, health issues, and other intervening circumstances can impact your ability to pay your bills. Even if you’ve historically been responsible with your finances, a single emergency can send a household into a debt spiral that is difficult to climb out of. Before you know it you are being sued by a creditor, or worse, foreclosing on your home. Fortunately, it does not have to end with you losing your home or your wages being garnished.

Sometimes filing a bankruptcy may be your best and only option. You need to speak with a competent bankruptcy attorney to determine if you are a candidate. We can offer you a free consultation today. Give us a call at 877-213-6553  or click HERE to Schedule a Call with a representative today.

Thankfully, we can assist you with your bankruptcy through our network of attorneys in the DeTata Law Group, so you can reduce and even completely eliminate the weight of your debts and get your finances back on track.

Call us so that we can look at your bigger picture to determine if settlement or bankruptcy is your best option.  Only a competent bankruptcy attorney can determine which type of bankruptcy you qualify for, based on your personal circumstances.  Chapter 7 allows you to permanently discharge your debts, while Chapter 13 consolidates your debts into a manageable payment.

Chapter 7

When you file for Chapter 7 bankruptcy with the help of a bankruptcy attorney, you can discharge unsecured debts such as credit card and medical bills. You can also liquidate some assets and use the money to pay off debts that you otherwise wouldn’t. A competent bankruptcy attorney can help you understand how to keep your home and vehicles throughout this process.

Chapter 13

When you file for Chapter 13 bankruptcy, your bankruptcy attorney will help you create a repayment plan that includes most or all of your debts. Instead of making multiple payments to multiple creditors, you can make one manageable payment each month until you clear your debts. Whichever chapter you choose, you are granted an automatic stay, which means that creditors and collectors can no longer contact you and you don’t need to worry about repossession or foreclosure.

STUDENT LOANS AND BANKRUPTCY

Unfortunately, student loans are not dischargeable in a bankruptcy, but they can be settled for a fraction of what you owe, and DeTata Law Group has 15 years of experience in settling these types of debt, and in some cases, having it eliminated under the right circumstances. Call us regarding your student loans if you are behind and having difficulty paying. Give us a call at 877-213-6553 or click HERE to Apply Now.

WHEN TO FILE BANKRUPTCY

If you are having serious difficulties paying your monthly obligations and other debt, and find yourself falling further and further behind, and you have exhausted all options such as settlement and credit counseling, then it may be time to consider bankruptcy. If you are being sued by a creditor, garnished or even foreclosed on, bankruptcy will stop all of these. Filing for bankruptcy can be stressful, however, it can save your future by wiping the slate clean and giving you a fresh start.

If you are considering bankruptcy we can help to answer some frequently asked questions:

  • Is bankruptcy right for me?
  • Do I have too much debt to be able to file for bankruptcy?
  • Will I lose my house or my car if I file for bankruptcy?
  • Does filing for bankruptcy cost a lot of money?
  • How long does it take?

The law offices of DeTata Law Group are committed to helping our clients through debt relief whether it is through bankruptcy or settlement arrangements Our 15 years of experience in the field with settling and eliminating debt allows us to help you get through this difficult time with little to no stress and determine the best option for you. Give us a call at 877-213-6553 or click HERE to Apply Now.

Get Started Today

If you need help recovering from a financial emergency, still have questions regarding any of our bankruptcy services, or are ready to take the next step in filing for bankruptcy please give us a call today 877-213-6553 or click HERE to Apply Now.