Credit card debt can grow quickly as interest and fees accumulate, turning what was once convenient into an unmanageable burden. This can lead to stress, which is only exacerbated when credit card companies threaten litigation if you don’t pay them in full.
A DeTata Law Group credit card debt attorney can help stop harassing contact from your creditors or collection agencies so you can explore options for resolving or eliminating debt.
Hiring a credit card debt lawyer can help in several ways. Every client’s situation is different, but a knowledgeable credit debt lawyer will work closely with you to understand the circumstances and explore available options for credit card relief.
For some people, it may make sense to enter a debt management plan, consolidate unsecured credit card debts, or negotiate the amount owed with the help of an attorney. In other cases, bankruptcy may be the best solution.
In situations where a credit card issuer files a lawsuit, a debt attorney can advocate on your behalf. Many consumers are not aware that they may have legal defenses against lawsuits brought by credit card issuers.
For example, your attorney may be able to successfully argue that the creditor didn’t follow the law when bringing its lawsuit against you or when serving you with notice; that credit card charges were fraudulent; that your credit card debt was discharged appropriately in a bankruptcy proceeding; or that you are simply a victim of mistaken identity.
If you are overwhelmed by credit card debt or have been notified that a creditor is taking legal action against you, contact DeTata Law Group today. Scheduling a free, no-obligation consultation with one of our experienced credit card lawyers is the first step toward relief from financial stress — no matter the circumstances or how much you owe.